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获取免费信用报告。

You’re eligible for one free credit report each year from the three national credit reporting agencies. In response to the COVID-19 health crisis, TransUnion is pleased to offer you one free weekly credit report through April 2021 at AnnualCreditReport.com.

得到你的自由
报告

Your annual credit report is now available weekly. And it’s still free.

The three national credit reporting agencies—TransUnion, Experian and Equifax—are required by federal law to provide you with a free annual credit report. In fact,AnnualCreditReport.comwas created by the credit reporting agencies as a one-stop-shop to provide you with your annual credit reports.

In response to the COVID-19 health crisis, TransUnion is pleased to offer free weekly credit reports online through April 2021. You can get your free report atAnnualCreditReport.com。Reviewing your credit reports regularly helps you ensure the information reported is accurate. It also gives you an opportunity to monitor your account history to combat identity theft.

You have more than one credit report.

When you order your free TransUnion credit report, you’ll also have the option to order your free Equifax and Experian credit reports. The information in these reports can differ, so it’s good practice to review all three. For example, some lenders choose to report account data to only one or two credit reporting agencies, not all three. Or, when you apply for a loan, a lender may only pull your credit report from one credit reporting agency, which would result in a hard inquiry on your credit report from that agency only.

我应该在信用报告中寻找什么?

When审查您的信用报告, check that all the information listed is up-to-date and accurate. Here’s a brief breakdown on the kinds of things to verify within each credit report:

  • 个人的Information: Social Security number, name and address
  • 信用信息:信用账户,信用限额,贷款,余额和付款历史
  • 查询:在过去2年中审查了您的信用报告的人
  • 公共纪录:破产,可在最多10年期间留在信用报告

How do I fix inaccuracies on my credit report?

If you see something on your report that you believe is inaccurate, it may be a good idea to contact the business that reported the account, as they are the ones who can provide you more details. Your other option is to start a dispute with the credit reporting agency that issued the credit report. To start a dispute with TransUnion, visittransunion.com/disputeonline我们会开始调查。

迈向金融健康的下一步
GET YOUR CREDIT
报告AND SCORE

你需要知道什么:

有各种类型的信用评分,贷款人使用各种不同类型的信用评分来进行贷款决策。您收到的信用评分基于Vantagescore 3.0模型,可能不是您的贷方使用的信用评分模型。

*订阅价格为每月24.95美元(加上适用的税款)。