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信用评分监控服务

TransUnion Credit Monitoring services help keep you informed, so if you need to act fast, you can

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The basics of credit monitoring

In today's world, a lot of things depend on your credit—loan approvals, insurance premiums, even the success of job applications. Having a good grasp on your credit can help you get ahead in life and save you time and money. While checking your free annual credit report is always a good idea, year-round credit score and report monitoring is equally important.

什么是信用监测?

信用监测服务充当个人助理和看门狗的信誉。必威娱乐官网TransUnion的信用报告监控服务使您经常访问您的信用历史记录,以便您可以根据您的喜好查看您的信用报告。它观看您的信用报告,并每当您的任何帐户进行更改时提醒您,例如在您的姓名中打开的新帐户,信用卡余额增加,或者您的债权人报告的延迟付款。这有助于您保持健康的信用评分。

信用评分监控服务可以帮助防止身份盗用

有1270万名身份盗窃的受害者in 2014. According to a study by Javelin Strategy and Research, identity theft has topped the list of consumer complaints made to the Federal Trade Commission for the last 15 years. When identity thieves strike, they usually have your name, Social Security Number and sometimes even a credit card number.

Identity Thieves如何处理我的信息?

With your name and social security number, imposters can open credit cards, rent an apartment, take out a car loan and even open new bank accounts. Most victims don't realize they've been compromised until they review their credit report or credit card statements, and it may be too late. Using a credit monitoring service can help alleviate the headaches that come with trying to restore your identity after it's been stolen. Credit monitoring helps you to act immediately whenever anything suspicious occurs.

Credit monitoring at your fingertips

In 2013, TransUnion launched a new mobile application to help consumers stay connected with their credit and personal finances. This mobile app puts credit monitoring at your fingertips—no more waiting for an email to let you know you're in good shape. When you sign up for TransUnion credit monitoring, you can download the app from the Apple App Store from your iPhone. Gone are the days when you were notified about a potential incident of identity theft long after the fact. With real time alerts, this is an effective tool to help thwart identity thieves.

Credit monitoring won't prevent you from being targeted by identity thieves, but it can certainly help mitigate the damage. Getting alerts whenever changes occur on your credit report or to your score can be a great way to cut identity thieves off at the pass.

迈向金融健康的下一步
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报告和得分

What You Need to Know:

There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.

*Subscription price is $24.95 per month (plus tax where applicable).